Immigrating to America from South Africa, I developed the travel bug quite early, taking trips back and forth with my family and to other places abroad. But it wasn’t until I studied abroad in college that my love for travel really sparked.
Fast forward a decade, and I’m fortunate enough to take monthly domestic or annual international trips due to my freelance career. Of course, this has slowed down a ton the past couple of years, but the trips and flights I’ve taken were always paid out of pocket, which apparently makes peoples’ blood boil, as they calculated the amount of points that could’ve been received with 12+ trips a year.
In fact, I’ve recently been yelled at for not owning a travel card. In efforts to stop getting yelled at and figure out if it really does save money, I’ve been researching travel cards to decide if I should get one, and most importantly, which one is the best.
Although it might seem dated and not as popular, Citi Bank is still kicking and thriving. That might have to do with its incredible benefits, like offering 3 points to every dollar at restaurants, supermarkets, gas stations, and for air travel. Not to mention, there is no limit on the amount of points you can earn. The downfall is the credit score it requires to open up the card. You must be in the top percentage in order for it to work.
Most people already have an American Express. Take advantage of the perks it come with, like early concert tickets, impossible dinner reservations, or a posh hotel room. With this card, you will earn 100,000 membership reward points after spending $6,000 on your card. You get $200 back on hotel stays (2 nights minimum) when you book with the card, as well as credits on Uber, Equinox and Clear. The biggest caveat to this card is its steep $695 annual fee.
Chase Sapphire Card
The majority of my friendship group has this card, praising it for its ability to be used anywhere. Some highlights include: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months, and 25% more value when you book airfare, hotels, car rentals, and cruises through the card. The one small con here is its annual fee. Although not steep, most people would rather not have a card with an annual payment on top of what they already need to pay off.
Now I’m not saying you have to purchase a travel card if you are a frequent flyer, but what I am saying is that if you are considering it, these really are the best out there.
Photos via Brands