Here’s the good news: you no longer need to carry a bulky wallet filled with many credit cards or cash. Especially during the coronavirus pandemic, you want to be as touch free as possible. Exchanging credit cards and debit cards may be a way to catch germs that you don’t want without even realizing.
When Apple Pay was introduced in 2014, it was not very popular and was deemed too complicated to use. But today’s mobile payment platforms streamline transactions for consumers by combining all the different ways that you can pay such as credit cards, debit cards, and cash. You can now just pull out your phone when you’re in the checkout line and tap to pay your bill or do the same at one of the subway turnstiles.
So now that we’ve established that you may need to switch to mobile payments as it is the easier and safer way to pay, we’re here to walk you through the best mobile payment app. Apple Pay and Google Pay are very popular options and it depends on whether you use an iPhone or an Android. However, there are also other payment options such as Venmo, Chase Pay and PayPal. While all these platforms serve virtually the same function, each one is slightly different with its own strengths and weaknesses.
In January 2018, Google announced a new brand of its consumer payment products and merged Android Pay with Google Wallet in a single service known as Google Pay. With Google Pay, it’s easier to use payment information saved to your Google accounts, that way you can speed through checkout with peace of mind. You can add most credit, debit, and gift cards to the application. You can also store loyalty cards, helping you maintain rewards points. Google Pay is currently available for use in several e-commerce companies such as Airbnb, Caviar, Kayak and Postmates.
For Apple Pay, more than 50% of stores accept it and it offers a similarly easy, secure, and private electronic payment service using your iPhone, iPad, or Apple Watch. You can start using Apple Pay as soon as you add your credit, debit, or prepaid card to your wallet on any device that you want to use. It is compatible with most credit cards and U.S. banks. In stores, you can use Apple Pay on your iPhone or Apple Watch at merchants with compatible check out card readers. Apple Pay is much more advanced than Google Pay, however both options provide a safer and easier way to pay nowadays so we recommend both.